OUR BLOG

What Is the Cost of Flood Insurance in Florida?


We’ve had a wild ride in the past two months, and it looks like we could be facing more storms teeing up in the South Atlantic. At the moment, the 10 year lull between major storms seems less like a reprieve and more like Mother Nature’s “Gotcha, suckers!” There are some questions if Florida’s private […]

Florida Got Soaked in June, Many Without Flood Coverage


We told you so. The run up to summer turned out to be a case of good news/bad news. First, the good news – heavy rains doused drought conditions that contributed to over 2500 wildfires across the state. The bad news is still piling up. When early rain began to soak SoFlo in early June, […]

Miami Goes High as Flooding Increases


Flooding is not news to anyone who has lived in Miami for any length of time. Super moons, spring tides, storm tides, flooding from rainfall, and even just the odd high tide can push anywhere from a few inches to a foot or two of water into Miami streets and parking garages. Since 2006, the […]

How Much Will Flood Insurance Cost in Florida?


One of the first things that Florida homebuyers learn is that flood and windstorm insurance is a can’t-do-without part of being a Florida homeowner. The next thing they learn is that they might not be able to get a mortgage without it. They then call us and ask, “What is the cost of flood insurance […]

Flood Insurance: We Hate to Say that We Told You So


But we told you so, and told you so, and told… you get the idea. Matthew is on target to become one of the costliest storms on record with hundreds of millions of dollars in claims filed, and on the Gulf Coast a visit from Hermine in September has FEMA looking at buyouts of homes […]

Flood Damage vs. Water Damage: Why You Need a Flood Policy


When water damages your home, you typically don’t care where the water came from – you just want it fixed. Water damage whether it’s from a flood or other source left without remediation can lead to structural damage, mold, and rot. First, let’s define what conditions comprise a flood. The definition of a flood is […]

Above It All: Flood Insurance and Hi-Rises


Q: I’m just getting ready to close on a great condo that’s everything I ever wanted. It’s in an awesome neighborhood and the beach is right there when I walk out on the balcony. There’s also a very puzzling requirement that my lender has for a unit on the 16th floor. If there’s a flood […]