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WORKERS COMPENSATION INSURANCE FLORIDA


Who Needs Workers' Comp Insurance in Florida?

Most of the states in the U.S. make it a requirement that employers buy and provide workers’ compensation insurance for their employees. Florida is no exception to that rule. Whether a business has less than twenty employees, hundreds or thousands, you need to carry workers’ compensation insurance in Florida.

What Types of Businesses Need Workers' Comp Coverage?

An employer engaged in the construction industry employing one or more part or full-time employees or an employer in the non-construction industry that employs four or more part or full-time employees must have Florida workers’ compensation insurance. Here are some of the industries that must carry workers' compensation in Florida.

  • Accountant/Auditor
  • Advertising Display Installation
  • Air Conditioning Contractor
  • Alarm Installation
  • Architects
  • Attorneys
  • Auto Dealers
  • Auto Repair/Mechanics
  • Bakery
  • Bars and Taverns
  • Body Shops
  • Brokers Office
  • Cabinet Installation
  • Carpentry
  • Car Washes
  • Caterers
  • Coffee Shops
  • Concrete Contractors
  • General Contractors
  • Child Day Care and Adult Day Care
  • Dental Office
  • Distributors
  • Electrician
  • Excavator
  • Financial Services
  • Flat Cement Work
  • Florists
  • Freight Forwarders
  • Gas Stations
  • Grocery Store/Supermarkets
  • Janitorial
  • Handyman
  • Hardwoord Flooring Installation
  • Home Health Care
  • Hospitality, Hotel, Motel and Inns
  • HVAC
  • Insurance Offices
  • International Travel Sales Personal
  • Interior Designer
  • IT Offices
  • Janitorial Services
  • Landscaper/Gardener
  • Light Manufacturing
  • Locksmith
  • Masonry
  • Medical Office
  • Ophthalmologist Office
  • Outdoor Sales
  • Painters
  • Paving
  • Pharmacy/Drug Stores
  • Pizzerias
  • Plumbers
  • Realtors
  • Restaurants
  • Retail Store
  • Roofers
  • Septic Tank Contractor
  • Suppliers Offices
  • Swimming Pool Contractor
  • Tire Dealers
  • Tree Trimmers
  • Vending Concessionaire
  • Veterinary Offices
  • Vocational School
  • Warehouse
  • Wholesale Stores
  • Window Installer
Request A Free Workers Compensation Insurance Florida Quote

To have us get started on finding the right Miami workers compensation insurance for your business, fill out the form below.

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We received your request. If you do not hear back from our office today, please call us at 888-700-4049.
To get biggest discount please provide us with a four point (if your home is over 30 years old) and wind mitigation inspection. To obtain this information you can:
  • Call your existing insurance carrier
  • Order a new inspection
  • Call your previous agent to obtain it
Send this information to lynneruiz@eandlinsurance.com.
 

Each business has a unique set of needs for insurance. For a comprehensive list of coverages available and to get your commercial insurance in Florida quote, contact us at (888) 700-4049

“For more than 3 years I've recommended my clients, friends, and myself to the great team at E & L Insurance. As a mortgage professional we always need prompt quotes to provide our buyers with accurate insurance quotations. They provide the clients prompt, professional attention, on both homes and autos. I've got my insurance with E&L as well! Prompt responses, accurate information, and, the best discounts available in Dade County. What else can you ask for? Call them for all your insurance needs!”

James Carter

CURRENT MIAMI INSURANCE NEWS AND MONEY SAVING TIPS

If you want to keep up with the latest Miami insurance news stories and headlines, E&L Insurance features an informational blog that covers emerging news and informative insurance-related topics, such as tips and tricks for saving money that may be useful to you—our clients. Either way, you have come to the right place because our team of experts is ready and waiting to meet your distinct insurance needs.

 
 
 
 
 
 
 
 
 
 
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