OUR BLOG

Florida is #2 in the Country for Dog Bite Insurance Claims!


Before you go reading too much into that, the number one state in the country for dog bite claims is California, but when you consider the populations of the respective states, you’ll see that per capita the story is essentially clickbait. First, consider the population of the states, the estimated number of dogs per population […]

Do You Need Florida Flood Insurance?


If you currently reside in the state, then yes, you most likely need Florida flood insurance. Why? It’s predicted that catastrophic storms like Hurricane Irma and Harvey are likely going to be a continuing trend as the ocean waters warm. Moreover, flood maps confuse homeowners and they misunderstand the risks involved with forgoing flood insurance. […]

What is the Florida Law Against Texting and Driving?


Currently, the Florida law against texting and driving by non-commercial drivers is considered a secondary offense. Officers have to witness another violation, such as speeding before they can pull a driver over to issue a citation for texting while driving. The new texting while driving bill (HB 33), which already passed the House with a […]

Do I Need Animal Liability Coverage?


Typically when you purchase a new home, it’s understood you need homeowner’s insurance. In contrast, animal liability coverage often flies right under the radar of new and current pet owners. However, with nearly 4.5 million people being bitten—just by dogs—every year, pet owners absolutely need this type of coverage. Animal Liability Coverage for Your Pets […]

Tips to Find Cheap Car Insurance in Miami


When you’re trying to find cheap car insurance in Miami, it might seem like you’re looking for a needle in a haystack. However, with the right amount of searching and the help of your friendly neighborhood auto insurance professionals, you can enjoy affordable car insurance rates. Tips to Find Cheap Car Insurance in Miami It’s […]

Florida Business: General Liability Quotes for Car Wash


Sure, it may seem as though you don’t need to obtain general liability quotes for car wash businesses. That would be an incorrect assessment, though. You’re a small business owner that’s simply washing a bunch of cars. What could go wrong? In short, many things could go wrong. General Liability Quotes for Car Wash Businesses […]

Florida Wind Mitigation Requirements


By law, insurance providers have to offer credits off of a homeowner’s insurance premium for guarding their home against wind damage. These credits are referred to as Wind Mitigation Credits. Florida wind mitigation requirements must be fulfilled during a certified inspection prior to discounts being applied. Florida Wind Mitigation Requirements In the state of Florida, […]

Do I Need Sinkhole Coverage in Florida?


If you’ve ever wondered, ‘Do I need sinkhole coverage in Florida?’ then this post is for you. In the sunshine state, insurance companies are required by law to include catastrophic ground collapse coverage in the homeowner’s insurance coverage. Do I Need Sinkhole Coverage in Florida? While it may come as a surprise to many, sinkhole […]

Assignment of Benefits Property Insurance Abuse in Florida Leading to Higher Rates


Assignment of Benefits (AOB) property insurance abuse in Florida is a prevalent issue leading to higher rates for homeowners all across the Sunshine State. AOB allows contractors to represent the insured to obtain payment from insurance agencies for services rendered. Even though AOB has been around for more than 100 years, loopholes have resulted in […]

How Long After Car Accident to File Auto Claim in Florida


No matter how small a car accident may seem, it’s still a traumatic event that leaves you shaken. If you are involved in an auto accident, you need to be aware of your legal rights, including how long to file an auto claim in Florida after the accident. How long do I have to file […]