OUR BLOG

Higher Insurance Rates and Taxes? Thank AOB


Looking at the Florida economy, you think everything looks sunshiny in the Sunshine State. However there are problems lurking in our economy that are going unaddressed. One of them is about to put a dent in your wallet. We have written previously about Assignment of Benefits and the abuses that bad actors are using to […]

Flipped House Hazard: How Much of a Problem is Polybutylene Plumbing?


House flipping was popular before the last recession, and this year is approaching pre-recession highs. However, while that “completely remodeled” house might look terrific and hit all of your I-Wanna spots, there can be hidden hazards that a simple inspection might not cover or detect. We’ve talked previously about buyers needing to beware of certain […]

5 Things To Know Before Filing a Property Damage Claim


Sometimes things just don’t go your way. Nobody controls the weather, and likewise you have no way to control other people and their actions. So whether it’s the weather that’s out of control, that raging party that got out of hand at your neighbor’s house, or the car that has mysteriously parked itself in your […]

Florida Needs to Fix Assignment of Benefits


Assignment of Benefits started out as a great idea that would allow homeowners to rapidly make repairs to their home by assigning the insurance payout to their contractor. Sounds awesome, right? A pipe breaks in the middle of the night and damages everything on the first floor, or smoke and water damage from a fire […]

Just got a Drone? Will Your Homeowners Insurance Be Enough?


If you had a drone under the Christmas tree, you were not alone, as these unmanned aircraft are a popular gift. But if you have been winging around without a care in the world, then we need to bring you down to Earth. There is one hard and fast fact that you need to be […]

Insurance Checklist for 2017


The new year is coming around again, and just like changing the batteries in your smoke detectors, it’s time to review your insurance coverage to make sure that you are covered for any changes in your status, or just to shop around for better rates. Here’s a little checklist to keep you on track! Homeowner’s/ […]

Pokémon Go Causing New Insurance Issues


People driving and playing Pokémon Go at the same time may be subject to distracted driving laws that prohibit texting or talking on a device while operating a motor vehicle

Buyer Beware: 5 Things Sellers Try to Hide from Home Buyers


You’d be amazed at some of the things that sellers try to hide from buyers. Listening to a crowd of real estate agents gossiping over brunch is replete with tales to curl or straighten your hair. Some of the items can be less serious than others, such as claiming current-model year appliances in the kitchen […]

5 Obstacles to Homebuying for Millennials


The kvetching about Millennials continues, but not to worry – the Digitals are next, and GenX is holding the door for you. Your Boomer Uncle (Old Economy) Steve can still hold forth about the younger generations at Thanksgiving while your GenX mom rolls her eyes and your younger Digital cousins eye the exits. As successive […]

Buyer and Sellers Beware: Permits are Important!


Let’s start off with the law as it stands with regard to permits: 1 Required. Any owner, or contractor who desires to construct, enlarge, alter, repair, move, demolish, or change the occupancy of a building or structure, or to erect, install, enlarge, alter, repair, remove, convert or replace any electrical, gas, mechanical or plumbing system, […]