OUR BLOG

Living in Miami means enjoying sunshine, beaches, and a vibrant lifestyle, but it also means preparing for the very real risk of flooding. As sea levels rise and storms grow more intense, flood insurance in Miami is no longer a luxury — it’s a necessity. Without proper coverage, even a minor flood could cause tens of thousands of dollars in damage, leaving homeowners financially vulnerable.

There are few things in life more exciting than finding a beautiful new Florida home. When you decide on the house of your dreams, you’ll undoubtedly have a long to-do list to prepare it to be your new residence. One of the items on that list will be getting insurance for your new Florida home […]

Buying a home in Florida is very exciting. Buying Florida homeowners insurance? Not so much. For as uninspiring as shopping for homeowner’s insurance can be, it is a must. Florida Homeowners Insurance is the single best way to protect your biggest financial investment: your new home. However, protecting your asset isn’t the only reason you need […]

Spring and summer are the seasons when many Florida homeowners consider home improvement projects. If you’re one of the many Floridians thinking of giving your home a makeover this year, consider choosing an improvement project that won’t just improve your space – it will also improve your property value. Have Your Home Checked Out Not sure […]

Concrete contractors are responsible for building the foundation of our society. Every building and major structure you have ever inhabited or been inside of was once little more than the plans of a concrete engineer. Their work is truly some of the most important. However, this line of work is not without its risks. The […]

With beautiful weather visiting most of the country for summer, it’s hard to think of anything other than sunny days and happy times. However, for those who live along the coastlines and nearby areas, a more dangerous time of year is looming. Hurricane season is on the horizon. Are you and your family ready? Is […]

For new residents in Florida, there’s sometimes a potent case of sticker shock awaiting them at the insurance office. Florida occupies a special place on the Hurricane Highway, visited from time to time by multiple hurricanes, tropical storms, and even by tornadoes. For this reason, windstorm coverage in Florida is a must for homeowners, business […]

The gig economy has seeped into every part of our lives. One of the most popular gig jobs that people do either for full-time work or for extra cash is ridesharing. By using personal vehicles for work, it creates an insurance dilemma. Automobile insurance is binary. When you are driving your personal vehicle on your […]

Florida still has no-fault auto insurance – at least for the moment. However, just because Florida has a no-fault auto insurance system, that does not mean that outside factors do not influence how much people pay for insurance. From credit score to type of car, to the neighborhood where you live we’re going to look […]

It should come as no surprise that the state law says that residents must buy car insurance that meets the Florida minimum auto insurance requirements. It has to include minimum coverage for Personal Injury Protection (PIP) and Property Damage Liability (PDL) auto insurance. Thankfully, Florida has some of the lowest auto insurance coverage minimums, so […]