How Long After Car Accident to File Auto Claim in Florida

No matter how small a car accident may seem, it’s still a traumatic event that leaves you shaken. If you are involved in an auto accident, you need to be aware of your legal rights, including how long to file an auto claim in Florida after the accident. How long do I have to file […]

Why you should get a new auto insurance quote every 6 months?

Much like a rental unit, car insurance rates change daily, making it wise to obtain a new auto insurance quote every six months. Insurance protects drivers from financial burdens if they’re in an accident. Not only that but auto insurance is a requirement in the state of Florida. Since having coverage for your vehicle is […]

Why a Homeowner’s Policy May Not Cover an Airbnb Rental?

Q: I have been thinking about joining Airbnb as a host and would be renting out a Granny suite in my home. When I talked about it with some friends, they said I shouldn’t do it because it would invalidate my homeowner’s policy. Is this true and is there something I can do about it? […]

How CLUE is Affecting Auto Insurance Premium

You know that credit reports rule almost every aspect of our lives, from the ability to obtain a simple store credit card to buying a home. Insurance is no different, and insurance companies have a specialized report called CLUE that determines how they measure your risk. CLUE stands for Comprehensive Loss Underwriting Exchange, and is […]

Florida PIP about to Drive into the Sunset?

The Legislature is at it again. You have to hand it to them, when they decided to mess with a buzz saw, they get right in there. No-Fault insurance and PIP (personal injury protection) were hailed as a breakthrough way to simplify auto insurance and bring down drivers’ premiums. It actually did, for a little […]

Higher Insurance Rates and Taxes? Thank AOB

Looking at the Florida economy, you think everything looks sunshiny in the Sunshine State. However there are problems lurking in our economy that are going unaddressed. One of them is about to put a dent in your wallet. We have written previously about Assignment of Benefits and the abuses that bad actors are using to […]

Miami Goes High as Flooding Increases

Flooding is not news to anyone who has lived in Miami for any length of time. Super moons, spring tides, storm tides, flooding from rainfall, and even just the odd high tide can push anywhere from a few inches to a foot or two of water into Miami streets and parking garages. Since 2006, the […]

What You Really Get With Cheap Car Insurance in Florida

You’ve seen the ads everywhere. Car insurance for $29.99 per month or even as low as $19.99 per month. This can look very attractive, especially if you’re short on cash. But what these low prices don’t tell you is the kind of coverage that you’re getting for your money. A very wise man once said, […]

What Insurance Does an Uber/Lyft Driver Need?

2016 was the year that ridesharing broke out in a big way. In the gig economy Uber and Lyft broke the car barrier as well as the taxi barrier. A majority of respondents in the 16 to 24 age group and the 25 to 34 age group consider these ridesharing services as an alternative to […]

How Much Will Flood Insurance Cost in Florida?

One of the first things that Florida homebuyers learn is that flood and windstorm insurance is a can’t-do-without part of being a Florida homeowner. The next thing they learn is that they might not be able to get a mortgage without it. They then call us and ask, “What is the cost of flood insurance […]