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Factors That Affect Car Insurance Rates in Florida


Florida still has no-fault auto insurance – at least for the moment. However, just because Florida has a no-fault auto insurance system, that does not mean that outside factors do not influence how much people pay for insurance. From credit score to type of car, to the neighborhood where you live we’re going to look […]

Is Water Damage Covered by Car Insurance?


See if this sounds familiar: A storm unexpectedly blew in and dumped a bit of rain. And you forgot to put the top back up in your convertible. So, will your insurance cover the damage? The answer is… maybe? As with all things insurance, whether or not a specific hazard is covered depends on the […]

What are the Florida Minimum Auto Insurance Requirements?


It should come as no surprise that the state law says that residents must buy car insurance that meets the Florida minimum auto insurance requirements. It has to include minimum coverage for Personal Injury Protection (PIP) and Property Damage Liability (PDL) auto insurance. Thankfully, Florida has some of the lowest auto insurance coverage minimums, so […]

Repercussions of Driving Without Insurance in Florida


Any person found driving without insurance in Florida faces several repercussions. The No-Fault Law requires Florida vehicle owners to carry auto insurance. Before you can register your vehicle and obtain license plates in the state of Florida, you must have vehicle insurance in place and you must continue to have it until the registration period […]

What is the Florida Law Against Texting and Driving?


Currently, the Florida law against texting and driving by non-commercial drivers is considered a secondary offense. Officers have to witness another violation, such as speeding before they can pull a driver over to issue a citation for texting while driving. The new texting while driving bill (HB 33), which already passed the House with a […]

Tips to Find Cheap Car Insurance in Miami


When you’re trying to find cheap car insurance in Miami, it might seem like you’re looking for a needle in a haystack. However, with the right amount of searching and the help of your friendly neighborhood auto insurance professionals, you can enjoy affordable car insurance rates. Tips to Find Cheap Car Insurance in Miami It’s […]

How Long After Car Accident to File Auto Claim in Florida


No matter how small a car accident may seem, it’s still a traumatic event that leaves you shaken. If you are involved in an auto accident, you need to be aware of your legal rights, including how long to file an auto claim in Florida after the accident. How long do I have to file […]

Why you should get a new auto insurance quote every 6 months?


Much like a rental unit, car insurance rates change daily, making it wise to obtain a new auto insurance quote every six months. Insurance protects drivers from financial burdens if they’re in an accident. Not only that but auto insurance is a requirement in the state of Florida. Since having coverage for your vehicle is […]

Florida PIP Repeal Conversation Starting Again


If you’ve been paying attention then you already know the Florida PIP repeal was well underway earlier this year. The bill aims to remove the limitation on tort liability, thus holding the at-fault driver entirely liable for any accident-related charges. This is not the first time a reform bill has been presented. Just last year […]

Study Draws Connections Between Pot and Auto Accident Claims


A recent study claims that three states that recently legalized marijuana have had collision claims increase by 2.7 percent. Colorado, Washington, and Oregon have all passed laws that make it legal for pot to be used recreationally. However, the study does more to raise questions than draw any conclusions.  More Data Needed  One major problem […]