OUR BLOG

Florida PIP Repeal Conversation Starting Again


If you’ve been paying attention then you already know the Florida PIP repeal was well underway earlier this year. The bill aims to remove the limitation on tort liability, thus holding the at-fault driver entirely liable for any accident-related charges. This is not the first time a reform bill has been presented. Just last year […]

Study Draws Connections Between Pot and Auto Accident Claims


A recent study claims that three states that recently legalized marijuana have had collision claims increase by 2.7 percent. Colorado, Washington, and Oregon have all passed laws that make it legal for pot to be used recreationally. However, the study does more to raise questions than draw any conclusions.  More Data Needed  One major problem […]

How CLUE is Affecting Auto Insurance Premium


You know that credit reports rule almost every aspect of our lives, from the ability to obtain a simple store credit card to buying a home. Insurance is no different, and insurance companies have a specialized report called CLUE that determines how they measure your risk. CLUE stands for Comprehensive Loss Underwriting Exchange, and is […]

What Is an Undisclosed Driver?


An undisclosed driver is a person other than the driver specified on the policy who also has access to and drives the automobile listed on the policy. Whether this is just a one off – such as borrowing the car to run down to the store – or is a regular occurrence, the outcome is […]

Rideshare Companies Take Drivers for a Ride


In the “gig economy’ freelancing, temping, and “sharing” are a part of financial reality for millions of people. The people offering their services to rideshare companies where they use their personal vehicle for business are mostly male, young, urban, and members of lower income ethnic groups. These jobs provide a vital boost to the finances […]

How to Lose Your Car Insurance


It takes a fair bit of effort to lose your car insurance, but the surest way is to be less than honest on your car insurance application. If you are in an accident, you could end up with your insurance pulled and be left holding the bag for your car repairs. Worse, you could also […]

Florida PIP about to Drive into the Sunset?


The Legislature is at it again. You have to hand it to them, when they decided to mess with a buzz saw, they get right in there. No-Fault insurance and PIP (personal injury protection) were hailed as a breakthrough way to simplify auto insurance and bring down drivers’ premiums. It actually did, for a little […]

What You Really Get With Cheap Car Insurance in Florida


You’ve seen the ads everywhere. Car insurance for $29.99 per month or even as low as $19.99 per month. This can look very attractive, especially if you’re short on cash. But what these low prices don’t tell you is the kind of coverage that you’re getting for your money. A very wise man once said, […]

What Insurance Does an Uber/Lyft Driver Need?


2016 was the year that ridesharing broke out in a big way. In the gig economy Uber and Lyft broke the car barrier as well as the taxi barrier. A majority of respondents in the 16 to 24 age group and the 25 to 34 age group consider these ridesharing services as an alternative to […]

Putting the Ban on Using Cell Phones While Driving


One of the most popular questions we get is about the legality of using a cell phone in your car to talk or text. On the question of using a cell phone to talk, in the State of Florida there are no limits while driving whether you are using a headset that feeds only into […]