OUR BLOG

Home Hazards for the Holidays: Naughty List Edition


The holidays are supposed to be merry and bright, but there are lots of home hazards lurking in the lights and tinsel. Fires, poisoning, and dangers lurk for the unwary – and especially for children and pets. Keep this list handy, and mitigate home hazards as you find them. Home Hazards for Kids: If you […]

How to Skillfully Detect and Avoid Rental Property Scams


Nearly 27 percent of Americans rented their homes in 2016, according to Statista. That statistic speaks volumes about the growing presence of rental properties and active tenants throughout the country. However, it also shines a spotlight on the growing presence of scams and scandals involving criminals and frauds that strive to turn those tenants into […]

Florida is #2 in the Country for Dog Bite Insurance Claims!


Before you go reading too much into that, the number one state in the country for dog bite claims is California, but when you consider the populations of the respective states, you’ll see that per capita the story is essentially clickbait. First, consider the population of the states, the estimated number of dogs per population […]

Most Common Florida Homeowners Insurance Discounts


Florida attracts regular visitors with its charm, beautiful beaches, and deep blue skies. Many of them end up purchasing a home and laying down roots here. However as many new homeowners find out: your home tends to be your biggest investment and could cost you more than you bargained for. Florida homeowners have the most […]

Tips to Avoid Home Repair Scams in Florida


When the hurricane is gone, you can be forgiven for thinking that the worst might be over. You have your homeowner’s insurance policy and you have your flood insurance policy. You are a conscientious homeowner who has taken pains to make sure that you are covered for any eventuality. What could possibly go wrong? The […]

Is Mold Damage Covered by Homeowners Insurance?


Mold is a big problem wherever you have a humid climate, and since we Floridians are surrounded on all three sides by water, occasionally have massive amounts of rainfall, and even tidal flooding with regular high tides, we have the perfect climate for mold to take root. Insurance companies have paid out millions in settlements, […]

Flipped House Hazard: How Much of a Problem is Polybutylene Plumbing?


House flipping was popular before the last recession, and this year is approaching pre-recession highs. However, while that “completely remodeled” house might look terrific and hit all of your I-Wanna spots, there can be hidden hazards that a simple inspection might not cover or detect. We’ve talked previously about buyers needing to beware of certain […]

5 Things To Know Before Filing a Property Damage Claim


Sometimes things just don’t go your way. Nobody controls the weather, and likewise you have no way to control other people and their actions. So whether it’s the weather that’s out of control, that raging party that got out of hand at your neighbor’s house, or the car that has mysteriously parked itself in your […]

Don’t Rely on Luck to Keep Your Home Protected


Do you know if you need flood insurance? Are you sure your homeowners insurance will suffice? Have you examined and understood the terms and conditions of your homeowners policy? Think it covers you for everything? St Patrick’s Day may be the perfect time for a pint in the nearest pub and your favorite four-leaf-clover shirt […]

Making the Right Call When It Comes to Canceling Your Flood Insurance


There’s no denying that flood insurance can be a heavy financial burden for those living here in Florida. However, does this mean that you should go ahead and cancel your plan in the hopes of saving a few bucks here and there? To find the right answer to this tricky question, let’s take a look […]