Though crime rates have dropped steadily over the past decade, Miami has seen a huge decline in auto theft. That doesn’t mean that you should skimp on your auto insurance, especially Florida has the second highest population of uninsured drivers. You need to cover accidents and the resulting damage, plus your own liability in case […]
Really Dumb Ways to Die: Mobile Edition
It’s very difficult to address the idea that one could meet one’s mortal end in a manner that is describable as a really dumb way to die. Yet people are taking their lives in their hands for some of the point blank stupidest reasons. It’s not an urban legend that a 32-year-old woman, Courtney Ann […]
Insurance You Think You’ll Never Need: Uninsured Motorist
Nobody’s going to argue that sometimes an insurance company will sell you insurance that you don’t really need. It is possible to be over insured, but even if you think that you’re covered you might actually be underinsured. Car insurance is one of the most complicated policies that you can buy, and an experienced, honest […]
New Insurance Regulations for Uber and Lyft Drivers in Florida
The advent of new technologies opens up new frontiers and creates new challenges. Ride-sharing is one of the newest changes introduced by the age of the smartphone, openly challenging conventional cab companies on their own territory. However convenient, services such as Uber and Lyft operate in a largely gray area, where legislation from a bygone […]
The Importance of Using Insurance Claim Money to Repair the Reported Damages
The check from your insurance company just came in. Do you spend the cash or live with the dent? Here are a few pointers on why you should spend on the repairs instead of anything else: Decreased value of the car. The minute you get your hands on the check from your insurance company, eHow […]
Keeping Premiums Down with a Teenager Behind the Wheel
Dealing with teenaged children is always difficult; once age 16 rolls around, however, that job gets even more difficult with the introduction of a teen driver in need of auto insurance. Teenagers are considered high-risk drivers due to long records of impulsive behavior, disregard for safety measures and overall inexperience. These may all be valid […]
Does Your Business Need a Commercial or Personal Auto Policy?
Your small business is growing to the point that you have to consider ponying up for a few company vehicles. Finding a deal on the cars, though, is only half the battle. You also have to consider what type of insurance you’ll need, commercial or personal. To help you decide, here are a few factors […]
5 Worst Distractions for Drivers
There’s a time and place for everything. Anything beyond that is a distraction. For drivers, though, distractions could mean danger on the road, possibly leading to harmful and fatal accidents. In a report from the Liberty Mutual Research Institute For Safety, statistics point to how in-vehicle distractions resulted to 3,328 deaths in 2012, and contributed […]
Uber Coverage: Ride Sharing and Auto Insurance
Are you a part of the transportation revolution? Ride sharing services like Uber and Lyft are changing the way people get from point A to point B, and they’re doing it well. However, this brings up an interesting conundrum: Uber and Lyft drivers aren’t commercially licensed, as these aren’t what you would consider a standard […]
Pricy Presents: Florida’s Most Costly Cars to Insure
Insuring a car isn’t always a just matter of picking a company and signing a policy. Believe it or not, the type of car that you drive can make a huge impact on your insurance costs—and not just because of age. The most costly cars to insure are often some of the newest and fastest, […]