OUR BLOG

2016 Workers’ Compensation Rate Hike


The good news: It was not a 20 percent rate hike as previously proposed. The “eh” news: The rate hike was 14.5 percent and takes effect on December 1 of this year. The rate hike has had a fraught history since its introduction in May, and needed a revision based largely on two interim court […]

4 Reasons Why Miami Renters Are Not Buying Homes in Miami


Bluntly? You reap what you sow. The economy depends on young people entering the housing market as a young family, buying starter homes, freeing up another family to move into a bigger house. Right now homeownership is at a 50 year low, and student debt is at an all-time high, and though people may hesitate […]

Tech Moves Forward: How Will Insurance Catch Up?


The era of the automobile is coming to an end, and the era of the autonomous vehicle is just beginning. With what seems like breathtaking speed, vehicles have gone from being a sci-fi staple to being a tangible reality. With companies such as Tesla and Google at the top of the list to develop autonomous […]

Home Fire Sprinklers Save Lives


You might not know this, but your home is more than likely without some very vital fire prevention equipment. You might have fire extinguishers, you might have your escape routes all planned out, and you may even change batteries in your smoke detector every six months, but if you don’t have a sprinkler system, you […]

Credit Scores and Insurance Premiums: Fix One to Lower the Other


If you’re wondering why your insurance rates on your car and home are going up, it’s because your credit score may be going down. Your credit score determines a lot of things that happen in your life from obtaining a home loan, an apartment, being awarded credit, and even getting insurance. According to Wallethub.com Florida […]

Zika Prevention and Protection for Miami Residents


Florida and the mosquitos have a long and storied history, from yellow fever and malaria in colonial times to West Nile and now Zika. Mosquitos carry a variety of diseases and even parasites, and spread them by taking blood from one infected person, then biting another. Mosquito Borne Diseases: Zika virus West Nile virus Eastern […]

You Can Insure That?


We’ve covered a lot of insurance types on this blog. We’ve covered homeowner’s insurance, condo insurance, renters insurance, liability insurance, and workers compensation insurance. We’ve talked to you about insuring your car, your residence, your boat, and how to make your world a safer place. In this post were going to go in a slightly […]

Tesla’s Innovative Autopilot Advances the Insurance Industry


Innovation generally gets ahead of the regulators, legislatures, and industries designed to handle the risks of innovation. This has been a truism since Gutenberg debuted his press. At the moment, a reason for totality in a Tesla driving on autopilot is in the news. National Transportation Safety Board investigators say that the model last was […]

Play It Safe – What to Do When You Have a Pool


Having a pool can be one of the greatest things you can do for your home. It’s a family gathering place, a play area, and a great excuse for a party. Unfortunately it is also something that can increase your homeowners’ insurance payments. The CDC documents that around 10 people per day die from drowning, […]

Pokémon Go Causing New Insurance Issues


People driving and playing Pokémon Go at the same time may be subject to distracted driving laws that prohibit texting or talking on a device while operating a motor vehicle