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A recent report in the Orlando Sentinel says that auto insurance fraud is no longer growing. This should be taken in the same spirit as news that Mount St. Helens no longer erupts. A 2012 law was designed to put the brakes on auto insurance fraud, but instead has resulted in Florida starring in an […]

You’ve started a small business in construction, and now you have to figure out all of the requirements of your state for insurance and workers’ compensation. Most of the states in the U.S., barring a few exceptions, make it a requirement that employers buy and provide workers’ compensation insurance to their employees. Florida is no […]

Many people wonder, how much does the opening protection really save a person on their homeowner’s insurance? This is a great question and, unfortunately, the answer is a lot. You may hear of discounts up to 33 percent, but these can be misleading – often deliberately so. That wind mitigation discount depends not only on […]

Unfortunately if you’ve run a web search for the phrases “four-point inspection” or “wind mitigation inspection,” you’ve no doubt received a lot of advertising but very little in the way of facts. It’s time to clear up what these inspections do and don’t do, and why they are not a substitute for a full home […]

In the wake of the disaster, is very tempting to put everything in someone else’s hands while you try rebuild as much of your life as possible. Whether it’s a fire, flood, or hurricane, your life has been upended and your desire to return your business and your family to a normal routine can be […]

Does your commercial policy cover the interruption of business income during a loss? With the history of South Florida and hurricanes, you may want to consider adding this very important but often misunderstood policy to your business insurance package. Business interruption insurance should be considered as vital as fire, theft, and Workmen’s Compensation. Business interruption […]

It’s a natural instinct: have as little to do with paperwork as possible. This goes double for emergency situations, such as water damage, when you require work to be done fast and without hassle. Apart from honest craftsmen, there are contractors who are more interested in making a quick buck at your expense than helping […]

According to the National Marine Manufacturer’s Association (NMMA), there were more than 12.5 million registered boats in the whole United States in 2010, and Florida is the one leading those numbers with almost a million boats registered in the state. That is not really surprising as Florida, particularly Miami, is known for their beaches that […]

Real Estate brokerage is a big business. As far as the industry goes, it looks like the country has moved forward from the debilitating effects of the recent economic downturn. In today’s market, national home prices have actually come up by 5.7 percent on a year-to-year basis as of last January. No wonder a lot […]

There have been a deluge of ads offering car owners and drivers cheap car insurance for as low as $19. Imagine that—paying as low as $19 for a required insurance would surely make anyone smile. However, there are skeptics who started to doubt the authenticity of such offer. According to some articles, there might not […]