Nobody’s going to argue that sometimes an insurance company will sell you insurance that you don’t really need. It is possible to be over insured, but even if you think that you’re covered you might actually be underinsured. Car insurance is one of the most complicated policies that you can buy, and an experienced, honest […]
Hurricane 101: What You Need to Do
If your first answer to the news that a hurricane is on its way is, “Throw a hurricane party! Whoo!” then you need much more help than this article can give you. For the rest of you, read on to find out what you need to do in order to make it through the storm. […]
That New Roof Could Save You Money!
There are lots of ways to trim the cost of homeowners insurance without trimming your coverage. Check out these tips and tricks! Investopedia says that bundling insurance policies such as homeowners, auto, and life can bring you a more attractive rate for all your coverage. Having all your insurance handled though the same company also […]
Words Can Never Harm You (Unless It’s a Cyclone)
When you ask a citizen of a coastal area in Florida or Louisiana what they fear the most, hurricanes are likely to get top billing. These tropical cyclones can range anywhere from sixty to well over 2500 miles in diameter, wreaking havoc at sea and bringing ruin to coastal areas through a combination of wind […]
New Insurance Regulations for Uber and Lyft Drivers in Florida
The advent of new technologies opens up new frontiers and creates new challenges. Ride-sharing is one of the newest changes introduced by the age of the smartphone, openly challenging conventional cab companies on their own territory. However convenient, services such as Uber and Lyft operate in a largely gray area, where legislation from a bygone […]
Hoarding: A Homeowner’s Nightmare
The joy of collecting and exhibiting your possessions has been the foundation of many successful and rewarding hobbies. However, there is a point where it becomes a problem, when collecting becomes hoarding and spins out of control. As the American Anxiety and Depression Association outlines, the key difference between harmless collecting and dangerous hoarding is […]
Insurance Scoring Explained
You may have heard the terms “insurance score” and “insurance credit score” but not really have understood them. Despite the presence of the word “credit,” this has nothing to do with your credit score, but is instead based on the presence or absence of select items on your credit report. These items help an insurance […]
The Importance of Using Insurance Claim Money to Repair the Reported Damages
The check from your insurance company just came in. Do you spend the cash or live with the dent? Here are a few pointers on why you should spend on the repairs instead of anything else: Decreased value of the car. The minute you get your hands on the check from your insurance company, eHow […]
PIP Fraud Claims Impacting Your Auto Insurance
Florida’s Personal Injury Protection for auto insurance was established to ensure shorter payment delays for injured drivers. For the last several years though, the Florida Office of Insurance Regulation has seen quite a phenomenal surge in PIP claims and PIP payments. The figures were highly suspicious since the numbers of road accidents involving drivers and […]
Don’t Rely on Luck to Keep Your Home Protected
Do you know if you need flood insurance? Are you sure your homeowners insurance will suffice? Have you examined and understood the terms and conditions of your homeowners policy? Think it covers you for everything? St Patrick’s Day may be the perfect time for a pint in the nearest pub and your favorite four-leaf-clover shirt […]