Have you ever heard the phrase “you get what you pay for?” Well, when it comes to insurance that saying may just be flipped on its head. While getting cheap car insurance may seem more cost-effective, the fact that cheap policies offer extremely limited coverage can actually lead to higher overall costs in the long […]
Florida Worker’s Compensation Rates Drop: What Does It Mean for You?
In August of 2014, the National Council on Compensation Insurance (NCCI) commended a 2.5 percent decrease in worker’s compensation rates. Two months later, cutting close to a further one percent increase was seen as not only feasible, but justified. Claims Journal reported that this could save insurers more than $25 million per year in hospital […]
Florida’s PIP Insurance Fraud: What Does it Mean for the Good Guys?
Personal injury protection insurance (PIP) is important to anyone looking for full auto coverage; if you get in an accident, this policy is the best way that you can assure any medical bills you incur are covered by your insurance. According to CoverHound, PIP insurance promises maximum benefits regardless of fault; while designed primarily to […]
Protecting Gifts Under Wraps
This holiday season, you may have some pretty big gifts lined up for you loved ones—or you may be expecting to receive one or two yourself. Whether you have a 16-year-old banking on their first car, a retired parent promised an RV to let them travel the country, or you’re looking forward to a new […]
Coverage for Your Contents
Your “to-do” list just keeps growing this time of year. Problem is, some things – like protecting yourself – are easy to overlook. But the two quickest ways to ruin your family’s holiday cheer are burglary and accidental damage, often to the tune of hundreds, if not thousands, of dollars during the holiday season. Protect […]
Avoid Turkey Day Disaster: Safety Tips for Thanksgiving
Just about everyone is getting ready for the holidays. With Thanksgiving on the horizon, people tune up their cars to take long drives to see faraway relatives in safety, kitchens are cleaned from top to bottom in preparation for one of the biggest cooking days of the year, and everything from new tablecloths to the […]
The Ultimate Guide to Identity Protection for Cyber Monday
The holiday shopping season should be a time of having fun with friends and chasing great deals. Unfortunately, plenty of less than savory individuals in the digital world can’t wait to take advantage of you on Cyber Monday. Just like their real-life compatriots on Black Friday, these criminals prey upon the ill-prepared and the uninformed. […]
Understanding How Working with a Single Agent Can Save You Money
There’s no easy way to sugar coat the situation: Sometimes staying covered with the right kind of insurance means forking over a hefty amount of money. However, are you paying extra on your premiums and payments for no other reason than you haven’t explored all your options? If this is the case, you’re missing out […]
Uncovering the Differences Between Stock and Mutual Insurance Companies
When it comes to insurance coverage, two big types of organizations dominate the industry – stock and mutual firms. However, if you’re not a market insider already, chances are a little insight is required in order to understand the comparison between these two types of companies. To help bring you up to speed, here’s everything […]
Making the Right Call When It Comes to Canceling Your Flood Insurance
There’s no denying that flood insurance can be a heavy financial burden for those living here in Florida. However, does this mean that you should go ahead and cancel your plan in the hopes of saving a few bucks here and there? To find the right answer to this tricky question, let’s take a look […]