When you ask a citizen of a coastal area in Florida or Louisiana what they fear the most, hurricanes are likely to get top billing. These tropical cyclones can range anywhere from sixty to well over 2500 miles in diameter, wreaking havoc at sea and bringing ruin to coastal areas through a combination of wind […]
New Insurance Regulations for Uber and Lyft Drivers in Florida
The advent of new technologies opens up new frontiers and creates new challenges. Ride-sharing is one of the newest changes introduced by the age of the smartphone, openly challenging conventional cab companies on their own territory. However convenient, services such as Uber and Lyft operate in a largely gray area, where legislation from a bygone […]
Hoarding: A Homeowner’s Nightmare
The joy of collecting and exhibiting your possessions has been the foundation of many successful and rewarding hobbies. However, there is a point where it becomes a problem, when collecting becomes hoarding and spins out of control. As the American Anxiety and Depression Association outlines, the key difference between harmless collecting and dangerous hoarding is […]
Insurance Scoring Explained
You may have heard the terms “insurance score” and “insurance credit score” but not really have understood them. Despite the presence of the word “credit,” this has nothing to do with your credit score, but is instead based on the presence or absence of select items on your credit report. These items help an insurance […]
The Importance of Using Insurance Claim Money to Repair the Reported Damages
The check from your insurance company just came in. Do you spend the cash or live with the dent? Here are a few pointers on why you should spend on the repairs instead of anything else: Decreased value of the car. The minute you get your hands on the check from your insurance company, eHow […]
PIP Fraud Claims Impacting Your Auto Insurance
Florida’s Personal Injury Protection for auto insurance was established to ensure shorter payment delays for injured drivers. For the last several years though, the Florida Office of Insurance Regulation has seen quite a phenomenal surge in PIP claims and PIP payments. The figures were highly suspicious since the numbers of road accidents involving drivers and […]
Don’t Rely on Luck to Keep Your Home Protected
Do you know if you need flood insurance? Are you sure your homeowners insurance will suffice? Have you examined and understood the terms and conditions of your homeowners policy? Think it covers you for everything? St Patrick’s Day may be the perfect time for a pint in the nearest pub and your favorite four-leaf-clover shirt […]
Keeping Premiums Down with a Teenager Behind the Wheel
Dealing with teenaged children is always difficult; once age 16 rolls around, however, that job gets even more difficult with the introduction of a teen driver in need of auto insurance. Teenagers are considered high-risk drivers due to long records of impulsive behavior, disregard for safety measures and overall inexperience. These may all be valid […]
Does Your Business Need a Commercial or Personal Auto Policy?
Your small business is growing to the point that you have to consider ponying up for a few company vehicles. Finding a deal on the cars, though, is only half the battle. You also have to consider what type of insurance you’ll need, commercial or personal. To help you decide, here are a few factors […]
5 Worst Distractions for Drivers
There’s a time and place for everything. Anything beyond that is a distraction. For drivers, though, distractions could mean danger on the road, possibly leading to harmful and fatal accidents. In a report from the Liberty Mutual Research Institute For Safety, statistics point to how in-vehicle distractions resulted to 3,328 deaths in 2012, and contributed […]