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Florida’s Personal Injury Protection for auto insurance was established to ensure shorter payment delays for injured drivers. For the last several years though, the Florida Office of Insurance Regulation has seen quite a phenomenal surge in PIP claims and PIP payments. The figures were highly suspicious since the numbers of road accidents involving drivers and […]

Do you know if you need flood insurance? Are you sure your homeowners insurance will suffice? Have you examined and understood the terms and conditions of your homeowners policy? Think it covers you for everything? St Patrick’s Day may be the perfect time for a pint in the nearest pub and your favorite four-leaf-clover shirt […]

Dealing with teenaged children is always difficult; once age 16 rolls around, however, that job gets even more difficult with the introduction of a teen driver in need of auto insurance. Teenagers are considered high-risk drivers due to long records of impulsive behavior, disregard for safety measures and overall inexperience. These may all be valid […]

Your small business is growing to the point that you have to consider ponying up for a few company vehicles. Finding a deal on the cars, though, is only half the battle. You also have to consider what type of insurance you’ll need, commercial or personal. To help you decide, here are a few factors […]

There’s a time and place for everything. Anything beyond that is a distraction. For drivers, though, distractions could mean danger on the road, possibly leading to harmful and fatal accidents. In a report from the Liberty Mutual Research Institute For Safety, statistics point to how in-vehicle distractions resulted to 3,328 deaths in 2012, and contributed […]

In the words of the Extreme Weather Survival Guide, when it comes to weather events, abnormal is now the new normal. For natural disasters the likes of tornadoes, floods, wildfires, hurricanes and droughts, the trend seems to point to two things: greater intensity and frequency. According to Thomas Kostigen, author of Extreme Weather Survival Guide, […]

Homes are important. Whether cozy or colossal, for many, owning a home is the pinnacle of a dream. Not all homes, however, are created equal. Some houses are designed so much stronger than others, and thus, are more resilient. The Resilient Design Institute defines resilience as “the capacity to bounce back after a disturbance or […]

Owning and buying a home in Florida is changing for the better as we get into the new year. With the overall lack of severe tropical storms in the last few years—the Sun Sentinel reports that the state has gotten lucky with nine consecutive storm seasons rolling in and out with little more than some […]

Are you a part of the transportation revolution? Ride sharing services like Uber and Lyft are changing the way people get from point A to point B, and they’re doing it well. However, this brings up an interesting conundrum: Uber and Lyft drivers aren’t commercially licensed, as these aren’t what you would consider a standard […]

If you live along the coast, anywhere from Maine to Texas, you’ve probably dealt with at least one hurricane before. The resulting damage can be anywhere from nonexistent to devastating; the sudden changes of pressure, the buffeting rain and the biting wind can do a number on any standing structure, and it’s no surprise that […]