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Florida Buyer Beware New Home Construction Defects


Anyone who remembers the housing boom that occurred prior to 2008 remembers that houses went up very quickly. It was impressive then to see the speed at which a vacant lot could be turned in to a housing development. Ten years down the road, what is less impressive is the track record of national homebuilders […]

Insurance and Tailgating Fails: Five Amazing things Your Insurance Will Pay For


Tailgating season is upon us. Well, more like it’s always on, but it gets the most attention in football season. It’s one of the grand traditions of being a sports fan – getting together with a few thousand people in a parking lot and grilling some good eats. It’s come a long way from a […]

Florida Insurance Scam Alert!


Just in time for a renewal of hurricane season, along come the scammers. You have to admit, this time they aimed high by impersonating Insurance Commissioner David Altmaier himself. These emails were first brought to everyone’s attention on September 8, but as with all scams the news rarely gets to the people it needs to. […]

2016 Workers’ Compensation Rate Hike


The good news: It was not a 20 percent rate hike as previously proposed. The “eh” news: The rate hike was 14.5 percent and takes effect on December 1 of this year. The rate hike has had a fraught history since its introduction in May, and needed a revision based largely on two interim court […]

Credit Scores and Insurance Premiums: Fix One to Lower the Other


If you’re wondering why your insurance rates on your car and home are going up, it’s because your credit score may be going down. Your credit score determines a lot of things that happen in your life from obtaining a home loan, an apartment, being awarded credit, and even getting insurance. According to Wallethub.com Florida […]

You Can Insure That?


We’ve covered a lot of insurance types on this blog. We’ve covered homeowner’s insurance, condo insurance, renters insurance, liability insurance, and workers compensation insurance. We’ve talked to you about insuring your car, your residence, your boat, and how to make your world a safer place. In this post were going to go in a slightly […]

Tesla’s Innovative Autopilot Advances the Insurance Industry


Innovation generally gets ahead of the regulators, legislatures, and industries designed to handle the risks of innovation. This has been a truism since Gutenberg debuted his press. At the moment, a reason for totality in a Tesla driving on autopilot is in the news. National Transportation Safety Board investigators say that the model last was […]

Play It Safe – What to Do When You Have a Pool


Having a pool can be one of the greatest things you can do for your home. It’s a family gathering place, a play area, and a great excuse for a party. Unfortunately it is also something that can increase your homeowners’ insurance payments. The CDC documents that around 10 people per day die from drowning, […]

Pokémon Go Causing New Insurance Issues


People driving and playing Pokémon Go at the same time may be subject to distracted driving laws that prohibit texting or talking on a device while operating a motor vehicle

Is there a Car Bubble?


Everyone has heard of real estate bubbles, stock market bubbles, commodity bubbles, but can there be such a thing as a car bubble? The economy is improving, and people are more secure about taking out loans and lines of credit. NBC reports that Americans are buying cars in high numbers after years of record low […]