OUR BLOG

For new residents in Florida, there’s sometimes a potent case of sticker shock awaiting them at the insurance office. Florida occupies a special place on the Hurricane Highway, visited from time to time by multiple hurricanes, tropical storms, and even by tornadoes. For this reason, windstorm coverage in Florida is a must for homeowners, business […]

Florida is an incredible place to own and operate a business. For a small business, the warm, sunny climate and tourist-friendly atmosphere mean great foot traffic and the state’s lack of income tax means launching a business is easier here than perhaps anywhere else. Protecting the investment that you make in your business is important, […]

The year 2017 brought with it one of the most historically devastating hurricane seasons, resulting in an unprecedented $200+ billion in damages for the U.S. With numbers like these, you’d think that preparations would be in place for the 2018 season. But not so much: The National Flood Insurance Program, or NFIP, which provides affordable […]

If you currently reside in the state, then yes, you most likely need Florida flood insurance. Why? It’s predicted that catastrophic storms like Hurricane Irma and Harvey are likely going to be a continuing trend as the ocean waters warm. Moreover, flood maps confuse homeowners and they misunderstand the risks involved with forgoing flood insurance. […]

Assignment of Benefits (AOB) property insurance abuse in Florida is a prevalent issue leading to higher rates for homeowners all across the Sunshine State. AOB allows contractors to represent the insured to obtain payment from insurance agencies for services rendered. Even though AOB has been around for more than 100 years, loopholes have resulted in […]

If you’ve been paying attention then you already know the Florida PIP repeal was well underway earlier this year. The bill aims to remove the limitation on tort liability, thus holding the at-fault driver entirely liable for any accident-related charges. This is not the first time a reform bill has been presented. Just last year […]

We’ve had a wild ride in the past two months, and it looks like we could be facing more storms teeing up in the South Atlantic. At the moment, the 10 year lull between major storms seems less like a reprieve and more like Mother Nature’s “Gotcha, suckers!” There are some questions if Florida’s private […]

We told you so. The run up to summer turned out to be a case of good news/bad news. First, the good news – heavy rains doused drought conditions that contributed to over 2500 wildfires across the state. The bad news is still piling up. When early rain began to soak SoFlo in early June, […]

Although having a reliable, strong central AC is a basic utility in most Florida homes, there are plenty of things you can do to prevent heat from building and making your air conditioning less effective. Here are a few tips on how to keep your South Florida home as cool as possible this summer, helping […]

Once upon a time, an experiment with no-fault insurance promised to lower Florida drivers’ insurance rates. Back in 2012, it seemed that no-fault with PIP was the wave of the future, promising to bring relief to drivers hammered by rate increases. Since 2015 rates have gone up by over 25 percent after what had been […]