For new residents in Florida, there’s sometimes a potent case of sticker shock awaiting them at the insurance office. Florida occupies a special place on the Hurricane Highway, visited from time to time by multiple hurricanes, tropical storms, and even by tornadoes. For this reason, windstorm coverage in Florida is a must for homeowners, business […]
5 Things to Lower Home Insurance Cost
Homeowners insurance is one of the most irritating things about owning a home, but there are some tips and tricks to managing the cost. Unfortunately, a lot of people take some very shortsighted roots to save a little money today that can end up costing them big in the future. For instance, you could lower […]
What You Need to Know About Florida Small Business Insurance
Florida is an incredible place to own and operate a business. For a small business, the warm, sunny climate and tourist-friendly atmosphere mean great foot traffic and the state’s lack of income tax means launching a business is easier here than perhaps anywhere else. Protecting the investment that you make in your business is important, […]
Do You Need Condo Insurance in South Florida?
Condominium ownership and rental are popular housing styles in the United States. Because they offer both the affordability and flexibility of apartment-style living with the increased privacy and personalization options of single family home dwelling, condos attract people from all walks of life. The same features that set them apart from both apartments and houses […]
How to Skillfully Detect and Avoid Rental Property Scams
Nearly 27 percent of Americans rented their homes in 2016, according to Statista. That statistic speaks volumes about the growing presence of rental properties and active tenants throughout the country. However, it also shines a spotlight on the growing presence of scams and scandals involving criminals and frauds that strive to turn those tenants into […]
To File or Not to File: When Not to File an Auto Insurance Claim
As has been explained previously on this blog, insurance is not entirely about you. Yes, your driving record has an impact, as well as where you live, your age, and other factors. However, what insurance is really about is the Other Guy. Let’s face it, Florida drivers are the reason that Floridians originally went for […]
Why Your Hurricane Insurance May Not Be Adequate
It’s safe to say that the long low of years without hurricanes or tropical storms may be over for Florida. The 2017 hurricane season with 18 named storms was the most active since 2005. Many homeowners are now finding out that their hurricane insurance coverage may have been within the recommended guidelines but is wholly […]
What is Progressive Rideshare Insurance?
The gig economy has seeped into every part of our lives. One of the most popular gig jobs that people do either for full-time work or for extra cash is ridesharing. By using personal vehicles for work, it creates an insurance dilemma. Automobile insurance is binary. When you are driving your personal vehicle on your […]
What Does PIP Insurance Pay for in Florida?
PIP insurance, or personal injury protection, is part of the no-fault car insurance that we have here in the state of Florida. This insurance pays you for injuries sustained in an automobile accident, regardless of which party was at fault. This type of insurance is meant to cover medical costs, lost wages from being unable […]
Factors That Affect Car Insurance Rates in Florida
Florida still has no-fault auto insurance – at least for the moment. However, just because Florida has a no-fault auto insurance system, that does not mean that outside factors do not influence how much people pay for insurance. From credit score to type of car, to the neighborhood where you live we’re going to look […]