It takes a fair bit of effort to lose your car insurance, but the surest way is to be less than honest on your car insurance application. If you are in an accident, you could end up with your insurance pulled and be left holding the bag for your car repairs. Worse, you could also […]
Florida PIP about to Drive into the Sunset?
The Legislature is at it again. You have to hand it to them, when they decided to mess with a buzz saw, they get right in there. No-Fault insurance and PIP (personal injury protection) were hailed as a breakthrough way to simplify auto insurance and bring down drivers’ premiums. It actually did, for a little […]
What You Really Get With Cheap Car Insurance in Florida
You’ve seen the ads everywhere. Car insurance for $29.99 per month or even as low as $19.99 per month. This can look very attractive, especially if you’re short on cash. But what these low prices don’t tell you is the kind of coverage that you’re getting for your money. A very wise man once said, […]
What Insurance Does an Uber/Lyft Driver Need?
2016 was the year that ridesharing broke out in a big way. In the gig economy Uber and Lyft broke the car barrier as well as the taxi barrier. A majority of respondents in the 16 to 24 age group and the 25 to 34 age group consider these ridesharing services as an alternative to […]
Putting the Ban on Using Cell Phones While Driving
One of the most popular questions we get is about the legality of using a cell phone in your car to talk or text. On the question of using a cell phone to talk, in the State of Florida there are no limits while driving whether you are using a headset that feeds only into […]
Is Florida Personal Injury Protection About to Pop?
Once upon a time, an experiment with no-fault insurance promised to lower Florida drivers’ insurance rates. Back in 2012, it seemed that no-fault with PIP was the wave of the future, promising to bring relief to drivers hammered by rate increases. Since 2015 rates have gone up by over 25 percent after what had been […]
Reporting an Auto Insurance Claim Step By Step
Even if you have never had an accident, knowing how to report a claim can save you a lot of trouble and hassle. When to File a Claim If your car has been in an accident, whether or not there were injuries or other parties. If your car has been stolen. If your car has […]
Tech Moves Forward: How Will Insurance Catch Up?
The era of the automobile is coming to an end, and the era of the autonomous vehicle is just beginning. With what seems like breathtaking speed, vehicles have gone from being a sci-fi staple to being a tangible reality. With companies such as Tesla and Google at the top of the list to develop autonomous […]
Tesla’s Innovative Autopilot Advances the Insurance Industry
Innovation generally gets ahead of the regulators, legislatures, and industries designed to handle the risks of innovation. This has been a truism since Gutenberg debuted his press. At the moment, a reason for totality in a Tesla driving on autopilot is in the news. National Transportation Safety Board investigators say that the model last was […]
Pokémon Go Causing New Insurance Issues
People driving and playing Pokémon Go at the same time may be subject to distracted driving laws that prohibit texting or talking on a device while operating a motor vehicle