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In the “gig economy’ freelancing, temping, and “sharing” are a part of financial reality for millions of people. The people offering their services to rideshare companies where they use their personal vehicle for business are mostly male, young, urban, and members of lower income ethnic groups. These jobs provide a vital boost to the finances […]

It takes a fair bit of effort to lose your car insurance, but the surest way is to be less than honest on your car insurance application. If you are in an accident, you could end up with your insurance pulled and be left holding the bag for your car repairs. Worse, you could also […]

If this keeps up, Florida motorcyclists could end up on the endangered species list. Motofire magazine reports on the National Highway Traffic Safety Administration’s latest numbers. To say the least, they’re not looking good. Motorcycles account for three percent of the registered vehicles in Florida. 1/5 of all motor vehicle accidents in Florida involved a […]

The Legislature is at it again. You have to hand it to them, when they decided to mess with a buzz saw, they get right in there. No-Fault insurance and PIP (personal injury protection) were hailed as a breakthrough way to simplify auto insurance and bring down drivers’ premiums. It actually did, for a little […]

Looking at the Florida economy, you think everything looks sunshiny in the Sunshine State. However there are problems lurking in our economy that are going unaddressed. One of them is about to put a dent in your wallet. We have written previously about Assignment of Benefits and the abuses that bad actors are using to […]

Flooding is not news to anyone who has lived in Miami for any length of time. Super moons, spring tides, storm tides, flooding from rainfall, and even just the odd high tide can push anywhere from a few inches to a foot or two of water into Miami streets and parking garages. Since 2006, the […]

House flipping was popular before the last recession, and this year is approaching pre-recession highs. However, while that “completely remodeled” house might look terrific and hit all of your I-Wanna spots, there can be hidden hazards that a simple inspection might not cover or detect. We’ve talked previously about buyers needing to beware of certain […]

You’ve seen the ads everywhere. Car insurance for $29.99 per month or even as low as $19.99 per month. This can look very attractive, especially if you’re short on cash. But what these low prices don’t tell you is the kind of coverage that you’re getting for your money. A very wise man once said, […]

2016 was the year that ridesharing broke out in a big way. In the gig economy Uber and Lyft broke the car barrier as well as the taxi barrier. A majority of respondents in the 16 to 24 age group and the 25 to 34 age group consider these ridesharing services as an alternative to […]

One of the first things that Florida homebuyers learn is that flood and windstorm insurance is a can’t-do-without part of being a Florida homeowner. The next thing they learn is that they might not be able to get a mortgage without it. They then call us and ask, “What is the cost of flood insurance […]