OUR BLOG

We’ve been lucky so far. A major hurricane hasn’t hit us in years, but that doesn’t mean it will not come around this year. Florida’s population has grown massively and many new residents have no idea how to prepare. Let’s start with the basics. Tropical Storm vs. Hurricane: A tropical storm shows the same cyclonic […]

Q: I have been thinking about joining Airbnb as a host and would be renting out a Granny suite in my home. When I talked about it with some friends, they said I shouldn’t do it because it would invalidate my homeowner’s policy. Is this true and is there something I can do about it? […]

Cyber insurance may sound like something out of a science fiction novel, but it’s on the rise, and is now considered a necessity in some circles. All it takes is a simple look back at data breaches in recent years such as Target to see why. Here are a few things to consider if you’re […]

A recent study claims that three states that recently legalized marijuana have had collision claims increase by 2.7 percent. Colorado, Washington, and Oregon have all passed laws that make it legal for pot to be used recreationally. However, the study does more to raise questions than draw any conclusions.  More Data Needed  One major problem […]

We told you so. The run up to summer turned out to be a case of good news/bad news. First, the good news – heavy rains doused drought conditions that contributed to over 2500 wildfires across the state. The bad news is still piling up. When early rain began to soak SoFlo in early June, […]

In 2002, a little girl died before her mother’s eyes in a horrible and preventable accident. Virginia Graeme Baker died as a result of what is called “suction entrapment” in a family friend’s hot tub, held to the bottom by 700 pounds of suction from a drain. Fifteen years later, after a fair bit of […]

Mold is a big problem wherever you have a humid climate, and since we Floridians are surrounded on all three sides by water, occasionally have massive amounts of rainfall, and even tidal flooding with regular high tides, we have the perfect climate for mold to take root. Insurance companies have paid out millions in settlements, […]

You know that credit reports rule almost every aspect of our lives, from the ability to obtain a simple store credit card to buying a home. Insurance is no different, and insurance companies have a specialized report called CLUE that determines how they measure your risk. CLUE stands for Comprehensive Loss Underwriting Exchange, and is […]

An undisclosed driver is a person other than the driver specified on the policy who also has access to and drives the automobile listed on the policy. Whether this is just a one off – such as borrowing the car to run down to the store – or is a regular occurrence, the outcome is […]

Although having a reliable, strong central AC is a basic utility in most Florida homes, there are plenty of things you can do to prevent heat from building and making your air conditioning less effective. Here are a few tips on how to keep your South Florida home as cool as possible this summer, helping […]