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What Kind of Insurance Do I Need for My Rental Property?


Are you in one of the following situations? Buying a new rental property? Or are you converting your primary residence to a rental property? In both cases, you need to reassess your insurance policy. The regular homeowner’s insurance doesn’t work for rental properties, warns FloridaPropertyRealty.com. For rental units, you need to get the landlord’s insurance. […]

Your Hurricane Safety Kit Checklist and Preparedness Guide


With beautiful weather visiting most of the country for summer, it’s hard to think of anything other than sunny days and happy times. However, for those who live along the coastlines and nearby areas, a more dangerous time of year is looming. Hurricane season is on the horizon. Are you and your family ready? Is […]

Second Home Insurance Tips for Canadians in South Florida


When the time comes for retirement or finding a second home for vacation or seasonal living, South Florida is a popular location. This is true for people from all over North America, but you might be surprised at just how many Canadians in South Florida there are. These so-called “snowbirds” are some of the area’s biggest […]

Home Hazards for the Holidays: Naughty List Edition


The holidays are supposed to be merry and bright, but there are lots of home hazards lurking in the lights and tinsel. Fires, poisoning, and dangers lurk for the unwary – and especially for children and pets. Keep this list handy, and mitigate home hazards as you find them. Home Hazards for Kids: If you […]

5 Things to Lower Home Insurance Cost


Homeowners insurance is one of the most irritating things about owning a home, but there are some tips and tricks to managing the cost. Unfortunately, a lot of people take some very shortsighted roots to save a little money today that can end up costing them big in the future. For instance, you could lower […]

Help! What Insurance Will Insure a Zinsco Electrical Panel?


Q: I recently inherited a Miami area property from my grandparents’ estate. The house was built in the 1940s, renovated in the early 1970s and late 1990s, and has come through hurricanes and other hazards just fine. The problem is the electrical panel. It was made by a company called Zinsco-Sylvania and I was turned […]

Florida is #2 in the Country for Dog Bite Insurance Claims!


Before you go reading too much into that, the number one state in the country for dog bite claims is California, but when you consider the populations of the respective states, you’ll see that per capita the story is essentially clickbait. First, consider the population of the states, the estimated number of dogs per population […]

Do I Need Animal Liability Coverage?


Typically when you purchase a new home, it’s understood you need homeowner’s insurance. In contrast, animal liability coverage often flies right under the radar of new and current pet owners. However, with nearly 4.5 million people being bitten—just by dogs—every year, pet owners absolutely need this type of coverage. Animal Liability Coverage for Your Pets […]

Florida Wind Mitigation Requirements


By law, insurance providers have to offer credits off of a homeowner’s insurance premium for guarding their home against wind damage. These credits are referred to as Wind Mitigation Credits. Florida wind mitigation requirements must be fulfilled during a certified inspection prior to discounts being applied. Florida Wind Mitigation Requirements In the state of Florida, […]

Do I Need Sinkhole Coverage in Florida?


If you’ve ever wondered, ‘Do I need sinkhole coverage in Florida?’ then this post is for you. In the sunshine state, insurance companies are required by law to include catastrophic ground collapse coverage in the homeowner’s insurance coverage. Do I Need Sinkhole Coverage in Florida? While it may come as a surprise to many, sinkhole […]