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Assignment of Benefits (AOB) property insurance abuse in Florida is a prevalent issue leading to higher rates for homeowners all across the Sunshine State. AOB allows contractors to represent the insured to obtain payment from insurance agencies for services rendered. Even though AOB has been around for more than 100 years, loopholes have resulted in […]

No matter how small a car accident may seem, it’s still a traumatic event that leaves you shaken. If you are involved in an auto accident, you need to be aware of your legal rights, including how long to file an auto claim in Florida after the accident. How long do I have to file […]

Is workers’ compensation required in Florida? In short, yes. Employers are required to carry workers’ compensation. It is necessary to provide injured employees with monetary relief if they find themselves injured on the job. It’s a benefit for the workers in the event they cannot continue to work due to a work-related injury. If they […]

Just as Florida law requires insurers to offer flood insurance, carriers are required to offer catastrophic ground cover collapse but it may leave you footing the bill if you do not have sinkhole coverage. Confused? Many homeowners feel the same. The differences in sinkhole vs. catastrophic ground collapse coverage vary when you consider the definition […]

Florida attracts regular visitors with its charm, beautiful beaches, and deep blue skies. Many of them end up purchasing a home and laying down roots here. However as many new homeowners find out: your home tends to be your biggest investment and could cost you more than you bargained for. Florida homeowners have the most […]

Much like a rental unit, car insurance rates change daily, making it wise to obtain a new auto insurance quote every six months. Insurance protects drivers from financial burdens if they’re in an accident. Not only that but auto insurance is a requirement in the state of Florida. Since having coverage for your vehicle is […]

If you rent an apartment, townhome, or home, then having renters insurance is essential. It covers your property in the event of a catastrophe or theft. According to a study by the National Association of Insurance Commissioners, the average cost of renters insurance in Florida rose 0.5 percent in 2013, followed by a 1.1 percent […]

If you’ve been paying attention then you already know the Florida PIP repeal was well underway earlier this year. The bill aims to remove the limitation on tort liability, thus holding the at-fault driver entirely liable for any accident-related charges. This is not the first time a reform bill has been presented. Just last year […]

South Florida is home to a thriving population of historic preservation enthusiasts. By and large, most of the homes and buildings that have been bought up in the last few years have been completely renovated. However, sometimes the people who are renovating and then selling these homes – in other words flipping them – have […]

If your business has more than one vehicle, or more than one type of vehicle, you may need to think about purchasing fleet insurance. Fleet insurance means that you’re buying bulk insurance to cover a number of commercial vehicles. The type of insurance that you will need depends upon the use of the vehicles that […]