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Any person found driving without insurance in Florida faces several repercussions. The No-Fault Law requires Florida vehicle owners to carry auto insurance. Before you can register your vehicle and obtain license plates in the state of Florida, you must have vehicle insurance in place and you must continue to have it until the registration period […]

Q: I recently inherited a Miami area property from my grandparents’ estate. The house was built in the 1940s, renovated in the early 1970s and late 1990s, and has come through hurricanes and other hazards just fine. The problem is the electrical panel. It was made by a company called Zinsco-Sylvania and I was turned […]

Before you go reading too much into that, the number one state in the country for dog bite claims is California, but when you consider the populations of the respective states, you’ll see that per capita the story is essentially clickbait. First, consider the population of the states, the estimated number of dogs per population […]

Currently, the Florida law against texting and driving by non-commercial drivers is considered a secondary offense. Officers have to witness another violation, such as speeding before they can pull a driver over to issue a citation for texting while driving. The new texting while driving bill (HB 33), which already passed the House with a […]

Typically when you purchase a new home, it’s understood you need homeowner’s insurance. In contrast, animal liability coverage often flies right under the radar of new and current pet owners. However, with nearly 4.5 million people being bitten—just by dogs—every year, pet owners absolutely need this type of coverage. Animal Liability Coverage for Your Pets […]

No matter how small a car accident may seem, it’s still a traumatic event that leaves you shaken. If you are involved in an auto accident, you need to be aware of your legal rights, including how long to file an auto claim in Florida after the accident. How long do I have to file […]

Much like a rental unit, car insurance rates change daily, making it wise to obtain a new auto insurance quote every six months. Insurance protects drivers from financial burdens if they’re in an accident. Not only that but auto insurance is a requirement in the state of Florida. Since having coverage for your vehicle is […]

Q: I have been thinking about joining Airbnb as a host and would be renting out a Granny suite in my home. When I talked about it with some friends, they said I shouldn’t do it because it would invalidate my homeowner’s policy. Is this true and is there something I can do about it? […]

You know that credit reports rule almost every aspect of our lives, from the ability to obtain a simple store credit card to buying a home. Insurance is no different, and insurance companies have a specialized report called CLUE that determines how they measure your risk. CLUE stands for Comprehensive Loss Underwriting Exchange, and is […]

The Legislature is at it again. You have to hand it to them, when they decided to mess with a buzz saw, they get right in there. No-Fault insurance and PIP (personal injury protection) were hailed as a breakthrough way to simplify auto insurance and bring down drivers’ premiums. It actually did, for a little […]